FY 2026-27 Central & State Government Scheme Updates & MSME Funding Guidelines Active
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OFFICIAL SCHEME INTELLIGENCE · PAN-INDIA COVERAGE

Discover Government Schemes for Your Business

Explore central and state government schemes, understand eligibility requirements, and identify funding, subsidy, and growth opportunities relevant to your business.

Geographic Scheme Navigator

National Scheme ExplorerPan-India (Central + 36 States & UTs)

Official Political Map of India

Regional Zones:
Click on any state to filter schemes and see nodal offices
Pan-India Coverage

Pan-India Government Schemes

All 28 States and 8 Union Territories are fully indexed in our database. Central schemes like Startup India Seed Fund, CGTMSE collateral-free loans, PMEGP capital subsidies, and Section 80-IAC tax exemptions apply nationwide.

36

States & UTs Covered

₹5 Cr

Max CGTMSE Limit

How to Explore:

Tap or hover any state boundary on the map, or use the dropdown to view verified state schemes, capital subsidies, and the state's nodal agencies.

Showing all Central & State schemes
Showing 18 verified schemes
Statutory Notice: Scheme availability, eligibility criteria, subsidy percentages, and sanction approvals are governed by official notifications from respective ministries. Servertra Advisory provides DPR preparation, documentation structuring, and filing facilitation.
Central GovernmentGrant, Equity / Seed FundStatus: Ongoing

Startup India Seed Fund Scheme (SISFS)

Department for Promotion of Industry and Internal Trade (DPIIT)

Financial assistance to DPIIT-recognized startups for proof of concept, prototype development, product trials, market entry, and commercialization through approved incubators across India.

Financial & Structural Assistance
Up to ₹20 Lakhs grant for validation of Proof of Concept, prototype development, or product trials.
Up to ₹50 Lakhs investment for market entry, commercialization, or scaling up through convertible debentures or debt-linked instruments.
Eligibility Snapshot

Startup must be recognized by DPIIT with a valid Certificate of Recognition.

Verified: 2026-10-14Official Guidelines
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Central GovernmentCredit Guarantee, LoanStatus: Open

Credit Guarantee Scheme for Micro & Small Enterprises (CGTMSE)

Ministry of Micro, Small and Medium Enterprises (MSME)

Facilitates collateral-free credit facilities (term loans and working capital) up to ₹5 Crore for new and existing Micro and Small Enterprises through Member Lending Institutions (MLIs).

Financial & Structural Assistance
Guarantee cover up to 85% for micro enterprises on loans up to ₹5 Lakhs, and up to 75%–85% for credit facilities up to ₹5 Crore (up to 85% for women-owned MSEs and North East region).
Eligibility Snapshot

Enterprise must hold valid Udyam Registration as a Micro or Small Enterprise.

Verified: 2026-10-14Official Guidelines
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Central GovernmentSubsidy, LoanStatus: Open

Prime Minister's Employment Generation Programme (PMEGP)

Ministry of Micro, Small and Medium Enterprises (MSME)

Credit-linked subsidy programme aimed at generating self-employment opportunities through establishment of micro-enterprises in non-farm sectors across urban and rural India.

Financial & Structural Assistance
Government subsidy (margin money) of 15% to 35% of project cost: 15% (General Urban), 25% (General Rural / Special Urban), 35% (Special Categories Rural including Women, SC/ST, Minorities).
Eligibility Snapshot

Any individual above 18 years of age.

Verified: 2026-10-14Official Guidelines
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Central GovernmentTax IncentiveStatus: Open

Section 80-IAC 100% Tax Holiday for Startups

Inter-Ministerial Board (IMB) & Central Board of Direct Taxes (CBDT)

100% deduction of profits and gains derived from an eligible business for 3 consecutive assessment years out of a block of 10 years from the year of incorporation under Section 80-IAC of the Income Tax Act.

Financial & Structural Assistance
100% exemption from corporate income tax for any 3 consecutive assessment years out of the initial 10-year window.
Eligibility Snapshot

Must be incorporated as a Private Limited Company or Limited Liability Partnership (LLP).

Verified: 2026-10-14Official Guidelines
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Central GovernmentSubsidy, ReimbursementStatus: Open

MSME Sustainable (ZED) Certification Scheme

Ministry of Micro, Small and Medium Enterprises

Provides up to 80% subsidy on certification costs to motivate MSMEs to manufacture Zero Defect Zero Effect (ZED) goods, reduce environmental footprint, and enhance competitiveness.

Financial & Structural Assistance
Financial assistance on certification cost: 80% for Micro, 60% for Small, 50% for Medium Enterprises, plus additional 10% for Women/SC/ST owned units.
Eligibility Snapshot

Enterprise must have valid Udyam Registration with Manufacturing activity.

Verified: 2026-10-14Official Guidelines
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State Government · MHGrant, ReimbursementStatus: Open

Maharashtra State Innovation Society (MSInS) Financial Assistance Scheme

Skill Development, Employment and Entrepreneurship Department

Financial assistance up to ₹15 Lakhs for equity-free prototype grants through the Maharashtra Startup Week, plus 100% patent filing reimbursement and cloud credits.

Financial & Structural Assistance
Up to ₹15 Lakhs pilot work order/grant directly from Government of Maharashtra departments for winners of Maharashtra Startup Week.
Reimbursement of patent application fee up to ₹2 Lakhs for Indian patents and up to ₹10 Lakhs for international patents.
Eligibility Snapshot

Registered office or principal place of business must be located in Maharashtra.

Verified: 2026-10-13Official Guidelines
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State Government · GJGrant, SubsidyStatus: Open

Scheme for Assistance for Startups and Innovations (Gujarat Industrial Policy)

Industries and Mines Department

Comprehensive seed support providing up to ₹30 Lakhs seed capital grant, ₹3 Lakhs prototype assistance, and sustenance allowance of ₹20,000/month (₹25,000 for women founders).

Financial & Structural Assistance
Seed capital assistance up to ₹30 Lakhs disbursed through nodal institutions/incubators.
Sustenance allowance of ₹20,000/month (₹25,000/month for women founders) for up to 1 year.
Eligibility Snapshot

Enterprise must be registered and operating within the state of Gujarat.

Verified: 2026-10-13Official Guidelines
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State Government · KAGrantStatus: Periodic

ELEVATE 100 / Idea2PoC Grant-in-Aid Scheme

Department of Electronics, IT, BT and S&T

Flagship grant-in-aid scheme offering up to ₹50 Lakhs equity-free grant to innovative tech and deep-tech startups registered in Karnataka.

Financial & Structural Assistance
Up to ₹50 Lakhs non-dilutive grant-in-aid released across verifiable product milestones.
Eligibility Snapshot

Startup registered in Karnataka with registered office and workforce in Karnataka.

Verified: 2026-10-13Official Guidelines
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State Government · TNGrantStatus: Open

Tamil Nadu Startup Seed Grant Fund (TANSEED)

Micro, Small and Medium Enterprises Department

Equity-free grant of ₹10 Lakhs (disbursed in 3 tranches) for early-stage tech and non-tech startups headquartered in Tamil Nadu with special provisions for green tech and social impact.

Financial & Structural Assistance
₹10 Lakhs non-repayable grant disbursed across 3 milestone stages (30%, 40%, 30%).
Eligibility Snapshot

Startup must be registered in Tamil Nadu or have substantial operational base in Tamil Nadu.

Verified: 2026-10-12Official Guidelines
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State Government · UPGrant, SubsidyStatus: Open

Uttar Pradesh Startup Policy Financial Incentive Scheme

Department of IT & Electronics

Monthly sustenance allowance of ₹17,500/month for 1 year (₹20,000 for women / transgender founders) plus up to ₹5 Lakhs prototype grant.

Financial & Structural Assistance
Sustenance allowance of ₹17,500/month for 12 months (₹20,000/month for women/transgender or rural startups).
Prototype commercialization grant up to ₹5 Lakhs.
Eligibility Snapshot

Startup registered in Uttar Pradesh with valid DPIIT recognition.

Verified: 2026-10-13Official Guidelines
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State Government · DLSubsidy, ReimbursementStatus: Open

Delhi Startup Policy Financial Assistance Scheme

Department of Industries

Lease rental subsidy up to 50% (up to ₹30,000/month) for operating in recognized incubators/coworking spaces in Delhi, plus 100% patent filing fee reimbursement.

Financial & Structural Assistance
50% lease rental subsidy up to ₹30,000/month for up to 1 year in approved coworking or incubator facilities.
100% reimbursement of patent filing fees up to ₹3 Lakhs for Indian patents and ₹5 Lakhs for international patents.
Eligibility Snapshot

Registered office and operating team located in Delhi NCT.

Verified: 2026-10-14Official Guidelines
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State Government · RJGrant, Subsidy, ReimbursementStatus: Open

iStart Rajasthan Seed Grant & Capital Investment Subsidy

Department of Information Technology & Communications (DOITC)

Flagship initiative by Government of Rajasthan providing up to ₹25 Lakhs viability grant, ₹5 Lakhs prototype assistance, and 5% interest subvention for eligible startups and MSMEs operating in Rajasthan.

Financial & Structural Assistance
Up to ₹5 Lakhs Idea-to-PoC prototype grant and up to ₹25 Lakhs Viability Grant for operational startups.
5% interest subvention on bank term loans for greenfield manufacturing and technology setups.
Eligibility Snapshot

Enterprise registered and physically operating within Rajasthan state jurisdiction.

Verified: 2026-10-14Official Guidelines
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State Government · TGSubsidy, Reimbursement, GrantStatus: Open

Telangana State T-IDEA & T-PRIDE Capital Subsidy Scheme

Industries & Commerce Department, Government of Telangana

State financial incentive providing 15% to 35% capital investment subsidy on plant & machinery up to ₹30 Lakhs, plus 100% stamp duty reimbursement and power tariff rebate.

Financial & Structural Assistance
15% capital investment subsidy on fixed capital investment up to ₹30 Lakhs (up to 35% under T-PRIDE for SC/ST and Women entrepreneurs).
100% reimbursement of stamp duty and transfer duty paid on land purchase or lease.
Eligibility Snapshot

Enterprise incorporated and manufacturing/operating unit in Telangana.

Verified: 2026-10-14Official Guidelines
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State Government · KLGrant, Loan, SubsidyStatus: Open

Kerala Startup Mission (KSUM) Innovation Grant & Seed Soft Loan

Electronics & Information Technology Department, Government of Kerala

Financial grant up to ₹15 Lakhs for product development, prototype validation, and soft loans up to ₹15 Lakhs at low interest rate for high-potential technology startups.

Financial & Structural Assistance
Up to ₹15 Lakhs Innovation Grant for prototype development and market validation.
Soft Loan up to ₹15 Lakhs at 6% simple interest with 1-year moratorium period.
Eligibility Snapshot

Startup registered and headquartered in Kerala with KSUM Unique ID.

Verified: 2026-10-14Official Guidelines
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State Government · WBSubsidy, ReimbursementStatus: Open

West Bengal Banglashree MSME Financial Incentive Scheme

Micro, Small & Medium Enterprises and Textiles Department, West Bengal

State capital investment subsidy of 10% to 25% on plant & machinery (up to ₹50 Lakhs), waiver of electricity duty, and interest subvention for MSMEs operating in West Bengal.

Financial & Structural Assistance
Up to 25% State Capital Investment Subsidy on fixed assets (plant & machinery) up to ₹50 Lakhs.
Interest subsidy of up to 6% per annum on term loans for a period of 5 years.
Eligibility Snapshot

Enterprise located and operating in West Bengal.

Verified: 2026-10-14Official Guidelines
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State Government · HRSubsidy, ReimbursementStatus: Open

Haryana Enterprise & Employment Policy (HEEP) Capital Subsidy

Department of Industries and Commerce, Haryana

Capital investment subsidy up to ₹40 Lakhs (15% on plant and machinery), 5% interest subvention for 5 years, and power tariff rebate of ₹2 per unit for enterprises set up in Haryana.

Financial & Structural Assistance
15% capital investment subsidy up to ₹40 Lakhs on fixed capital investment in plant and machinery.
Interest subsidy of 5% per annum on bank term loans up to ₹10 Lakhs annually for 5 years.
Eligibility Snapshot

Unit located and operational in designated industrial zones or blocks of Haryana.

Verified: 2026-10-14Official Guidelines
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Central GovernmentLoan, Grant, Training & Skill DevelopmentStatus: Open

PM Vishwakarma Scheme

Ministry of Micro, Small and Medium Enterprises (MoMSME)

Central scheme providing collateral-free enterprise development loans up to ₹3 Lakhs at concessional 5% interest rate, plus ₹15,000 modern toolkit incentive and digital transaction incentives.

Financial & Structural Assistance
Collateral-free enterprise credit up to ₹1 Lakh (Tranche 1) and ₹2 Lakhs (Tranche 2) at a concessional interest rate of 5% with MoMSME subvention.
₹15,000 modern toolkit incentive grant credited directly via e-RUPI / DBT.
Eligibility Snapshot

Applicant must be at least 18 years of age and engaged in specified trades.

Verified: 2026-10-14Official Guidelines
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Central GovernmentLoan, Credit GuaranteeStatus: Open

Stand-Up India Scheme for Greenfield Enterprises

Department of Financial Services (DFS), Ministry of Finance

Bank loans between ₹10 Lakhs and ₹1 Crore to at least one Scheduled Caste (SC) or Scheduled Tribe (ST) borrower and at least one Woman borrower per bank branch for setting up greenfield enterprises.

Financial & Structural Assistance
Composite loan (term loan and working capital) between ₹10 Lakhs and ₹100 Lakhs covering up to 85% of total project cost.
Eligibility Snapshot

Borrower must be a Woman or belong to SC/ST category. In case of non-individual enterprises, at least 51% shareholding must be held by SC/ST or Women.

Verified: 2026-10-14Official Guidelines
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